Homewise is a specialized service offered by True Inmobiliaria in collaboration with local Credit Union Partners to assist their credit union Members in purchasing or selling a home.
The program is designed to provide the best resources, guidance, and professionals in the industry to make the home buying or selling experience a success for Members.
One of the primary benefits of Homewise is the ability to offer rebates. Credit union Members can apply these rebates, ranging from $2,500 up to $6,500* towards closing costs, down payment assistance, or rate buy-downs (when permitted by loan programs), thus creating tremendous saving opportunities.
In addition to rebates, Homewise may provide other incentives as part of the home-buying program. These incentives can vary but often include:
1. Competitive Interest rates: Homewise & Credit Unions strive to offer their Members competitive interest rates on mortgage loans. This can result in lower monthly payments and potentially save Members a significant amount of money over the life of the loan.
2. Reduced Closing Costs: Homewise & Credit Unions may offer reduced or waived fees associated with closing a mortgage loan. These fees can include application, appraisal, or title insurance fees. By minimizing these costs, credit union Members can save money finalizing the purchase or sale of their home.
3. Financial Education and Counseling: Homewise & Credit Unions emphasize financial literacy and education. We provide educational seminars and one-to-one consultations to guide Members throughout the home buying or selling process. This assistance can help individuals make informed decisions, understand their financial options, and improve their overall financial well-being.
4. Personalized Guidance: Homewise & Credit Unions often prioritize personalized service, allowing Members to work closely with knowledgeable Mortgage Consultants and Realtors who can provide guidance throughout the home buying or selling process. This support can include pre-approval assistance, loan application guidance, understanding current market trends, evaluating homes, pricing strategies, and ongoing communication to ensure Members feel supported and informed at every stage.
All in an effort to provide Credit Union Members with the best opportunities and tools for a successful and enjoyable home-buying journey.
Homeownership is for everyone and we are helping build better lives.
Sign up to receive a $3,500 or up to $6,500 credit *
See for yourself what the HomeWise Program is all about.
We are happy to give you a call to go over the program details and share
how we can make a difference for you.
I’m one step away from starting my home-buying journey. Connect with me now for a no-obligation private and confidential conversation!
©2023 Homewise and True Inmobiliaria DRE 02014153. All rights reserved. Privacy Policy | Rebates and credits are awarded by True Inmobiliaria / SIDE Inc to credit union members who select and use a real estate agent with True Inmobiliaria. Rebate and credit amounts vary depending on purchasing price and commission awarded to the agent and are applicable only to residential properties from 1 to 4 units. Payment is credited at the close of the transaction. Purchase price must be greater than $250,000. All rebates and credits are subject to change, limitations, lender guidelines, state laws, and other requirements. Please consult a qualified tax professional for advice on tax implications. Not an offer or commitment to lend.